H.A.R.T ( Human Authentication for Remote Trust) is a digital process used to verify the identity of an individual electronically using Facial, Voice, Palm, Finger, or Palm Veins refers to biometric-based electronic identity verification. Instead of traditional document-based authentication, biometric eKYC uses unique physical or behavioral traits for identity verification. It replaces the traditional, paper-based KYC process, making it faster, more secure, and more efficient.